Follow the tides knowing you’re protected

If you love getting out on the water and setting sail, it’s important to understand what your travel insurance will cover you for to make sure you don’t find yourself in troubled waters.

Whether you most want to sail the Whitsundays, the Great Sandy Strait, Port Stephens or Lake Macquarie, sailing can be a high-risk activity and things can go wrong in a split second. Without suitable insurance that will cover you while sailing, you may find yourself left on your own if you were to have an accident or experience a medical emergency while out at sea.

Instant payouts on approved claims with PassportCard

 

When you choose PassportCard, you’ll enjoy the extra peace of mind of knowing you’ll be able to cover most expenses there and then if something goes wrong.

When you purchase one of our travel insurance policies, we’ll ask you if you’d like a PassportCard to take with you on your trip. If something happens while you’re away (like your luggage is delayed, your cash is stolen or you experience a medical issue overseas), our team can handle your claim quickly over the phone 24/7 and transfer funds to your PassportCard on-the-spot.

 

If approved, you’ll be able to withdraw cash to cover expenses that can arise from things like delayed luggage or stolen cash, or if it’s a medical issue overseas, we can instantly add funds to your PassportCard so you can immediately pay for expenses when you need to.

You won’t need to fill out any paperwork and instant access to funds means you won’t be left out of pocket.

Find out more about how instant claims work or get a quote for your upcoming trip.

What can our international travel insurance cover?

Travel insurance can provide valuable protection in a range of scenarios that can happen while you’re away. Here are just some of the other ways having travel insurance could come in handy:

Instant Payouts

You have the option to use the PassportCard to instantly pay for these common claims so you’re not out of pocket

  • Overseas medical costs^
  • $250 delayed luggage compensation^
  • Replace up to $500 stolen cash^

24/7 Global Assistance

Our Sydney based team is available 24 hours, 7 days a week to provide you assistance, direct you to nearest medical provider, emergency support and approve instant claims

Unlimited Overseas Medical

Unlimited medical cover while overseas if you fall unwell or are injured. You can use the PassportCard to instantly pay for approved claims so you’re not out of pocket^

Travel Disruptions & Cancellations

In case you need to cancel your trip unexpectedly or incur costs if your travel is delayed **

Luggage & Belongings

Up to $25,000 luggage and personal effects cover if lost, stolen or damaged.~

Kids covered for free

We want to keep things as affordable for you as possible by providing most cover for any dependents under your policy for no extra cost. The only time we charge a premium is if they have a pre-existing medical condition.*

Find out more

Optional Covers

Add extra coverage for:

  • Cruising
  • Winter Sports
  • Adventure Activities
  • Golf
  • Business Equipment
  • Search & Rescue

Case-by Case Pre-Existing Medical

We automatically cover many pre-existing conditions and for those we don’t, we conduct individual assessments and tailor your coverage for you.

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How does the PassportCard Instant Payouts work?

As long as you’ve packed your PassportCard, you’re ready for when “it” happens. We can provide instant payouts on approved common claims, anytime, anywhere*.
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Medical issue overseas?

Need a doctor? In pain and not sure what to do? Call or Whatsapp our 24/7 support team and we can direct you to the nearest pharmacy, hospital or doctor.

For approved claims we will load the PassportCard with funds to cover your medical costs.

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Luggage delayed?

When your luggage isn’t where you are, it’s hard to begin your holiday. Just call us and we can add up to $250 to the PassportCard to buy emergency essentials.

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Cash stolen or lost?

No cash, no holiday! Call us and we can put up to $500 on the PassportCard for you to withdraw from the ATM.

Don’t find yourself in deep water

 

  • Whether you’re heading overseas to fish a bucket list location or sticking to waters a little closer to home, it’s important to know what your travel insurance will and will not cover before you set off.
  • When you choose PassportCard, you’ll be pleased to know that we’ll automatically cover you while fishing provided you’re either fishing on land or staying within two nautical miles of land.
  • If you plan to head a bit further out to enjoy some deep water fishing, don’t fret—we can still cover you provided you add the optional Adventure Activities Cover when you purchase your travel insurance policy.
  • If you’ll be heading out to deeper waters, you may also want to add Search and Rescue Cover to your policy for peace of mind that you’ll have cover for expenses if you were to go missing and rescue or police authorities needed to instigate a search and rescue operation.

Fishing travel insurance FAQs

Not automatically. If you’ll be heading more than two nautical miles away from land, you’ll need to add Adventure Activities Cover to your travel insurance policy at the time of purchase to ensure you’ll still be covered.

It’s important to note that our cover only extends to amateur-level fishing, meaning you won’t be covered if you’ll be fishing professionally or as part of a competition or tournament.

Our comprehensive travel insurance does include cover for the loss, damage or theft of personal effects such as fishing gear, however, there are certain conditions and limitations you need to be aware of. For example, your fishing gear won’t be covered if you leave it unattended on the beach or in a car. Please refer to the relevant PDS for full terms, conditions, limitations and exclusions.

You will be subject to the same conditions and requirements as any other person with a pre-existing medical condition. Please refer to the PDS for more information relating to pre-existing medical conditions or you can call us on 1300 123 413 for information tailored to your personal circumstances.

No. Many Australians don’t realise that they won’t be covered by Medicare in most overseas locations. Purchasing travel insurance with cover for medical emergencies and evacuation is essential to ensure you won’t be left to foot the bill if you become seriously sick or injured while travelling.

Simply call our Global Assistance team on +61 1800 490 478. Our Australian-based Global Assistance team is available 24/7 and can quickly handle most common claims on-the-spot over the phone.

Get covered for your Fishing Trip with Passportcard

Check Travel Alerts – they may affect your policy. For emergencies, call (24/7) +61 1800 490 478 or WhatsApp us