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International
Travel Insurance
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Australia’s only travel insurance with instant payouts for common claims using the PassportCard

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What can our international travel insurance policies cover?

You can choose between our Basic for the essentials or Comprehensive for extra coverage.
It’s the way insurance should be – quick, simple and hassle-free.

Instant Payouts

You have the option to use the PassportCard to instantly pay for these common claims so you’re not out of pocket

  • Overseas medical costs^
  • $250 delayed luggage compensation^
  • Replace up to $500 stolen cash^

24/7 Global Assistance

Our Sydney based team is available 24 hours, 7 days a week to provide you assistance, direct you to nearest medical provider, emergency support and approve instant claims

Unlimited Medical

Unlimited medical cover while overseas if you fall unwell or are injured. You can use the PassportCard to instantly pay for approved claims so you’re not out of pocket^

Travel Disruptions & Cancellations

In case you need to cancel your trip unexpectedly or incur costs if your travel is delayed*

Luggage & Belongings

Up to $25,000 luggage and personal effects cover if lost, stolen or damaged.~

Covid-19

We provide coverage for Covid-19 trip disruption and medical expenses*

Optional Covers

Add extra coverage for:

  • Cruising
  • Winter Sports
  • Adventure Activities
  • Golf
  • Business Equipment
  • Search & Rescue

Bespoke Pre-Existing Medical

We automatically cover many pre-existing conditions and for those we don’t, we conduct individual assessments and tailor your coverage for you.

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*Various limits apply (Basic has limited covers)

~Comprehensive policy only

^When on-trip claim has been approved, using the PassportCard

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule. 

 

Find a Policy

Whether you’re on a budget and seeking just medical, or you’re looking for a much more comprehensive coverage , compare PassportCard’s insurance covers to find a cover that suits your holiday and budget. Don’t forget to view our Optional Covers including Cover While Cruising, Winter Sports Cover and Adventure Activities Cover.
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Comprehensive International Cover

Our Comprehensive Leisure policy offers broader protection to ensure you are covered for some of the most common claims made by Australian travellers, including lost, damaged or delayed luggage.

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Basic Cover

PassportCard’s Basic Cover offers essential medical cover for Australians travelling overseas. If you’ll be travelling light, without expensive personal items, it could be for you.

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Compare Our International Insurance Covers

Maximum Benefit Payable Per Insured Adult
Section coverProduct TypeBasic International CoverComprehensive International Cover
1Cancellation & Journey Disruption ✓ (Limited)✓ (Cover Chosen)
2Overseas Medical & Dental Expenses Unlimited * (Instant claims using the PassportCard)Unlimited * (Instant claims using the PassportCard)
3Hospital Related Expenses ✓ $10,000* #✓ $10,000* #
4Accidental Death X✓ $30,000
5Permanent Disability X✓ $30,000
6Loss of IncomeX✓ $45,000*#
7Covid 19 events ✓ (Limited)✓ (Limited)
8Travel Documents & Credit CardsX✓ $5,000
9Theft of cash✓ Up to $500 on the PassportCard✓ Up to $500 on the PassportCard
10Luggage & Personal EffectsX✓ $25,000*
11Luggage & Personal Effects Delay Expenses ✓ $250 on the PassportCard^✓ $250 on the PassportCard, maximum of $1,000 in total*
12Travel Delay Expenses (greater than 6 hours)X✓ $6,000* #
13Special Events such as a wedding X✓ $6,000* #
14Personal Liability✓ $3,000,000 in total✓ $5,000,000 in total
15Rental Vehicle Insurance Excess X✓ $5,000
16Pet Care if you are delayed on your return journeyX✓ $300 #

Section cover 1
Cancellation & Journey Disruption

Basic International Cover

  • ✓ (Limited)

Comprehensive International Cover

  • ✓ (Chosen Cover)

Section cover 2
Overseas Medical & Dental Expenses

Basic International Cover

  • Unlimited* (Instant claims using the PassportCard)

Comprehensive International Cover

  • Unlimited* (Instant claims using the PassportCard)

Section cover 3
Hospital Related Expenses

Basic International Cover

  • ✓ $10,000* #

Comprehensive International Cover

  • ✓ $10,000* #

Section cover 4
Accidental Death

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ $30,000

Section cover 5
Permanent Disability

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ $30,000

Section cover 6
Loss of Income

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ $45,000*#

Section cover 7
Covid 19 events

Basic International Cover

  • ✓ (Limited)

Comprehensive International Cover

  • ✓ (Limited)

Section cover 8
Travel Documents & Credit Cards

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ $5,000

Section cover 9
Theft of cash

Basic International Cover

  • ✓ Up to $500 on the PassportCard

Comprehensive International Cover

  • ✓ Up to $500 on the PassportCard

Section cover 10
Luggage & Personal Effects

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ $25,000*

Section cover 11
Luggage & Personal Effects Delay Expenses

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ $250 on the PassportCard, maximum of $1,000 in total*

Section cover 12
Travel Delay Expenses (greater than 6 hours)

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ $6,000* #

Section cover 13
Special Events (such as a wedding)

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ $6,000* #

Section cover 14
Personal Liability

Basic International Cover

  • ✓ $3,000,000 in total

Comprehensive International Cover

  • ✓ $5,000,000 in total

Section cover 15
Rental Vehicle Insurance Excess

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ $5,000

Section cover 15
Pet Care if you are delayed on your return journey

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ $300 #

Compare our Optional Covers

Add the Optional Covers that you may require for your trip
Section coverProduct TypeBasic International CoverComprehensive International Cover
17Cover While Cruising ✓ (Limited to unlimited medical and evacuation only)✓ (Unlimited Medical and Evacuation *#)
18Winter Sports Cover✓ (Limited to unlimited medical and evacuation only*#)✓ (Unlimited Medical and Evacuation *#)
19Search And Rescue Expenses CoverX✓ ($120,000 in total*)
20Adventure Activities Cover X✓ (Standard covers limits apply)
21Golf CoverX✓ (Various limits apply*)
22Business CoverX✓ (Various limits apply*)

Section cover 17
Cover While Cruising

Basic International Cover

  • ✓ (Limited to unlimited medical and evacuation only)

Comprehensive International Cover

  • ✓ (Unlimited Medical and Evacuation *#)

Section cover 18
Winter Sports Cover

Basic International Cover

  • ✓ (Limited to unlimited medical and evacuation only*#)

Comprehensive International Cover

  • ✓ (Unlimited Medical and Evacuation *#)

Section cover 19
Search And Rescue Expenses Cover

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ ($120,000 in total*)

Section cover 20
Adventure Activities Cover

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ (Standard covers limits apply)

Section cover 21
Golf Cover

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ (Various limits apply*)

Section cover 22
Business Cover

Basic International Cover

  • X

Comprehensive International Cover

  • ✓ (Various limits apply*)

*Section has Sub Limits, # indicates that waiting periods apply, limited to a twelve (12) month period, ^ Indicates maximum we will pay for any item.
The benefit limits are generally per Journey, per adult Insured Person (children are included in the benefit limits for the adults in Your travelling party), except for Section 14 Personal Liability.

 

This table is a high level summary of benefits only and does not include full terms, conditions and exclusions. Sub-limits may also apply. We highly recommend that you read the Product Disclosure Statement (PDS) before buying these products to ensure our travel insurance products are right for you.

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PassportCard Australia Pty Ltd (PassportCard) ABN 76 621 476 220 (AFSL 551 057) is an Underwriting Agency acting under Binder from Guild Insurance Limited (Guild) ABN 55 004 538 863 (AFSL 233 791). Any advice provided by PassportCard in relation to PassportCard products and the PassportCard is general advice only. Please consider the Combined Financial Services Guide & Product Disclosure Statement and the PassportCard Terms and Conditions (available at www.passportcard.com.au) before deciding whether they are suitable for you.

© 2023 PassportCard. All rights reserved

Travel Alerts: World events and “Do Not Travel” advice may affect your policy. Please read our Travel Alerts. If you need emergency assistance, contact the 24/7 Global Assistance team on our reverse charge number: +61 1800 490 478