Cruise Travel Insurance
In a perfect world, your cruise would sail seamlessly without any issues. However, the possibility that something could go wrong is always in the back of your mind. Travel insurance is a great way to alleviate those niggling concerns, providing valuable reassurance that you’ll be prepared if something unexpected does happen.
Why might you need cover for a cruise?
Cruise travel insurance is the easiest way to ensure your trip really is smooth sailing by providing cover for a range of situations. We know just how much fun a cruise can be and we want you to enjoy the experience to its fullest. That’s why we offer our customers the flexibility to add specially designed cover options that provide you with additional protection for a range of events you might encounter while cruising.
Adding ‘Cover While Cruising’ to your travel insurance provides extra protection for things like:
How can I add cruise cover to my policy?
Step 1: Choose a plan
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| Basic | Comprehensive |
| Budget-friendly cover for all the essentials | Broader protection for some of the most common claims |
Step 2: Add ‘Cover While Cruising’
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| It’s important to note that Cover While Cruising may not be available with all our policies for all regions and destinations—but don’t worry, we’ll let you know if we offer it when you complete your quote. |
Step 3: Fill in your details and we’ll take it from there!
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| Bon voyage! |
Instant payouts on approved claims with PassportCard
When you choose PassportCard, you’ll enjoy the extra peace of mind of knowing you’ll be able to cover most expenses there and then if something goes wrong.
When you purchase one of our travel insurance policies, we’ll ask you if you’d like a PassportCard to take with you on your trip.
While you’re away, if your baggage is delayed, cash is stolen or you have a medical issue overseas, you can call our team 24/7 to have funds added to your PassportCard instantly for approved claims.**
We will then send an activation PIN to your mobile phone to use use with the merchant or ATM so you can immediately pay for expenses when you need to.
You won’t need to fill out any paperwork and instant access to funds means you won’t be left out of pocket.
Find out more about how instant claims work or get a quote for your upcoming trip.
Get covered for your cruise with PassportCard
Tips when planning a cruise
Whether you’re heading overseas or staying in Australian waters, here are some helpful tips to ensure your cruise is smooth sailing.
Cruise travel insurance FAQs
No, cruise cover is an optional extra. If you’ll be going on a cruise, it’s important to add the Cover While Cruising option when completing your quote to ensure it is included with your policy.
It’s essential that you add Cover While Cruising with your travel insurance if you’ll be heading on a cruise. While our travel insurance includes cover for a wide range of events, it won’t cover you while on a cruise if you don’t add the optional extra cover.
Even if you’re cruising domestically, it’s still important to have cruise-specific travel insurance for medical emergencies, as you may not be able to claim on Medicare or your private health insurance while on board. Travel insurance can also come in handy in a range of other situations while cruising like if your luggage is lost, cabin confinement or shore excursion cancellation.
You’ll need to list all travellers (including any dependents) that you want to be included on your policy when completing your quote to ensure they are covered while on our cruise.