Golf Travel Insurance

Know you’re protected when hitting the fairway. Every passionate golfer has a few courses they desperately want to tick off their bucket list at some stage in their lifetime.

For some, it might be Augusta which is home of the US Masters, St Andrews in Scotland which is home of The Open Championship or Pebble Beach in California. Or it may be that you want to test your skills on some of Australia’s best courses like Royal Melbourne in Victoria, Cape Wickham or Barnbougle in Tassie or New South Wales Golf Club in Sydney. No matter which fairway you’re most desperate to play, we’ve got the simple solution to make sure you (and your clubs) will be covered everywhere from the green to the clubhouse.

Why might you need cover for a golf trip?


In a perfect world, everything on your golf trip would go to plan—but that’s not always the case.


Imagine you arrive at the course you’ve always wanted to play, only to find your clubs were lost or damaged in transit. Or what if you fell sick and couldn’t play when you’d already fronted up a small sum on green fees? You could even hit that coveted hole-in-one, only to find out you’ll have to shout the bar!


Adding optional golf cover to your travel insurance is a great way to ensure you won’t be left out of pocket when the unexpected happens, so all you need to do is focus on improving your handicap.




Does PassportCard provide cover while golfing?

At PassportCard, we love a round of golf as much as you do. That’s why our comprehensive travel insurance will automatically cover you while you’re playing golf, just the same as it would in most other scenarios while you’re travelling. Here’s a snapshot of what our travel insurance can provide cover for:

Medical emergencies

If you need to see a doctor, are transported by ambulance or admitted to hospital

Trip cancellation

In case you need to cancel your trip unexpectedly

Lost or delayed luggage

Cash to cover costs if your bags are lost or does not arrive on time

Travel delays

If you need to pay for accommodation because of a travel delay

Dental Emergencies

If you need immediate treatment while you are travelling

Theft of cash

So you’re not left high and dry if your money is stolen

Add Golf Cover for extra protection


While our comprehensive cover will automatically protect you while playing golf, you may also want some extra protection if you’ll be taking your clubs and for other out-of-pocket expenses you might encounter on your golf trip.


When you choose PassportCard, you’ll also have the option to include Golf Cover with your travel insurance policy for additional peace of mind.


Here’s a snapshot of the extra things you’ll be covered for when you add Golf Cover to your  *:


Golf clubs

Repair or replacement of your clubs or equipment if lost, stolen or damaged

Equipment hire

Cover for equipment hire fees if something happens to your clubs during your journey

Pre-paid green fees

Cover for pre-paid green fees if you can’t play because of sickness or injury


Bar expenses if you hit that coveted hole-in-one

* Cover is only available with policies where optional Golf Cover protection is added to the policy at the time of purchase.

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement (PDS) and on other policy documentation, including the schedule.


How can I add golf cover to my policy?

Simply add the ‘Golf Cover’ option when completing your PassportCard travel insurance quote and we’ll automatically include it with your policy. Here’s how it works:

Step 1: Choose the Comprehensive plan


Broader protection for some of the most common claims

Step 2: Add ‘Golf Cover’


It’s important to note that Golf Cover may not be available with all our policies for all regions and destinations—but don’t worry, we’ll let you know if we offer it when you complete your quote.

Step 3: Fill in your details and we’ll take it from there!



Instant payouts on approved claims with PassportCard

When you choose PassportCard, you’ll enjoy the extra peace of mind of knowing you’ll be able to cover most expenses there and then if something goes wrong.


When you purchase one of our travel insurance policies, we’ll ask you if you’d like a PassportCard to take with you on your trip.


While you’re away, if your baggage is delayed, cash is stolen or you have a medical issue overseas, you can call our team 24/7 to have funds added to your PassportCard instantly for approved claims.**


We will then send an activation PIN to your mobile phone to use use with the merchant or ATM so you can immediately pay for expenses when you need to.


You won’t need to fill out any paperwork and instant access to funds means you won’t be left out of pocket.


Find out more about how instant claims work or get a quote for your upcoming trip.

** All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule. Terms and conditions of the PassportCard also apply.

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement (PDS) and on other policy documentation, including the schedule.

Get cover for your next trip with PassportCard

Get an instant quote today

Golf travel insurance FAQs

Our comprehensive travel insurance automatically covers you while playing golf, however, many customers choose to include optional Golf Cover with their policy for additional peace of mind for things like lost, stolen or damaged clubs or equipment, equipment hire fees, prepaid green fees and hole-in-one bar expenses.

Our golf cover is an optional extra. While our comprehensive travel insurance will cover you while playing golf, you can choose to add extra protection in case your clubs or equipment are lost, stolen or damaged as well as a range of other scenarios.

Our cover only extends to amateur players. You won’t be covered if you will be playing professionally or if you are participating in a competition or tournament.

Tips when planning a golf trip


Whether you’re sampling some overseas courses or staying within Australia, here are some helpful tips to ensure your golf trip is on par.


  • Check the player requirements at each course you plan to visit, as while some private courses allow guests, others may be members-only
  • Pre-book rounds at each course you want to play well in advance to ensure they have availability on your preferred date and tee-off time
  • Pre-book a golf cart in case you’re playing 2 courses in one day. If there’s too much walking, you won’t have enough energy to play the second course
  • Work out your accommodation arrangements in advance, particularly if you’ll be travelling as a group
  • If you want to take in several courses on a single trip, consider if it’s worthwhile booking with a golf tour operator who can offer a package where many aspects of the trip are organised for you
  • Carefully choose the best time of year to travel to improve your chances of striking good golf weather
  • Research the dress codes at each course you plan to play and pack accordingly
  • Consider incorporating some downtime away from the greens into your itinerary and factor in any other activities you want to include on your trip
  • If you’ll be travelling outside of Australia, check your passport is valid with at least 6 months of validity left from the date you plan to depart the destination
  • Ensure you meet the visitor entry requirements for the destination/s you will be travelling to
  • Research the region you will be travelling to so you’re aware of any potential safety or health risks
  • Organise your travel insurance with PassportCard before you depart.


Travel Alerts: World events and “Do Not Travel” advice may affect your policy. Please read our Travel Alerts. If you need emergency assistance, contact the 24/7 Global Assistance team on our reverse charge number: +61 1800 490 478