Travel Insurance For Over 60s

While adventure knows no age, travelling in your 60s and beyond can present some extra challenges that can make finding suitable travel insurance seem a little more complicated.

Whether you’re most concerned about travel delays, lost luggage, trip cancellations, a pre-existing medical condition or simply being able to cover any expenses that arise if things don’t go to plan, PassportCard provides valuable peace of mind so all you need to worry about is enjoying every minute of your travels!

Golden Hand Bridge Vietnam

What can our over 60s travel insurance cover?

Medical cover isn’t the only reason you need travel insurance while travelling. Travel insurance can also provide valuable protection in a range of other scenarios that can happen while you’re away. Here are just some of the other ways having travel insurance could come in handy:

Instant Payouts

You have the option to use the PassportCard to instantly pay for these common claims so you’re not out of pocket

  • Overseas medical costs^
  • $250 delayed luggage compensation^
  • Replace up to $500 stolen cash^

24/7 Global Assistance

Our Sydney based team is available 24 hours, 7 days a week to provide you assistance, direct you to nearest medical provider, emergency support and approve instant claims

Unlimited Medical

Unlimited medical cover while overseas if you fall unwell or are injured. You can use the PassportCard to instantly pay for approved claims so you’re not out of pocket^

Travel Disruptions & Cancellations

In case you need to cancel your trip unexpectedly or incur costs if your travel is delayed*

Luggage & Belongings

Up to $25,000 luggage and personal effects cover if lost, stolen or damaged.~


We provide coverage for Covid-19 trip disruption and medical expenses*

Optional Covers

Add extra coverage for:

  • Cruising
  • Winter Sports
  • Adventure Activities
  • Golf
  • Business Equipment
  • Search & Rescue

Bespoke Pre-Existing Medical

We automatically cover many pre-existing conditions and for those we don’t, we conduct individual assessments and tailor your coverage for you.


*Various limits apply (Basic has limited covers)

~Comprehensive policy only

^When on-trip claim has been approved, using the PassportCard

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule. 


Know you’re covered in a medical emergency

If you become sick or injured while overseas, medical expenses can skyrocket within the blink of an eye. For many of us, having to shell out for an unexpected medical emergency simply isn’t feasible, and when you’re already feeling unwell, the last thing you want is to be worrying about how you’ll pay for it all.

When you choose PassportCard, not only will you be covered in a medical emergency, but you’ll also have the added reassurance of 24/7 support from our Global Assistance team and instant access to funds to pay for medical expenses there and then.

We’ll cover the costs, while you focus on getting better.

Cover for pre-existing medical conditions


Many of us will encounter various health issues throughout our lives, but a health issue doesn’t necessarily mean you have to put a stop to your travel dreams.


If you have a pre-existing medical condition you may need to undertake a health assessment to ensure you are safe to travel with the appropriate cover.


Travellers aged 85 years or older will also need to provide written confirmation from their registered medical practitioner confirming they are medically fit to undertake the journey.


If you have a pre-existing medical condition or are over 85,  and are unsure if you will be covered by our travel insurance, please contact our customer service team by calling 1300 123 413 for more information tailored to your personal circumstances.


Find out more about travelling with a pre-existing medical condition


Travel insurance that won’t leave you out of pocket

When taking out PassportCard travel insurance, we also give you the option to be sent a PassportCard. With PassportCard, you can make the claims listed below immediately, anywhere, anytime and once approved we can instantly load money onto the card to help cover your expenses.

Our instant claims:

  1. If your cash is stolen, we can put up to $500 on the PassportCard that you can withdraw instantly
  2. Your medical expenses so you’re not out of pocket
  3. $250 for essentials if your bags are delayed

You won’t need to fill out any paperwork and instant access to funds means you won’t be left out of pocket.

It’s how travel insurance should be – quick, simple and hassle-free.

Find out more about how instant claims work or get a quote for your upcoming trip.

** All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule. Terms and conditions of the PassportCard also apply.

Live the adventure to its fullest

When you’re young at heart and venturing abroad, it’s only natural to want to live the experience to its fullest. While our travel insurance includes coverage for a wide range of events that could happen while you’re away, it won’t cover you for certain activities unless you add the relevant optional extra cover.
Here’s how it works…


Choose a plan

Choose between our two plans:



Budget-friendly cover for all the essentials



Broader protection for some of the most common claims


Add extra cover for the things you might need

Add the Optional Covers that you may require for your trip

Cover While Cruising

White Sports Comprehensive

Adventure Activities 

Search & Rescue Cover

Golf Cover 


Find out more


Fill in your personal details and we’ll take it from there!

When you take out a policy, we’ll ask if you would like a PassportCard to take on your trips. This allow you to pay expenses for approved claims so you can get back to enjoying your holiday without being out of pocket. Most claims can be managed in minutes.

Over 60s travel insurance FAQs

There is no age limit to travel. If you are 85 years of age or older, we can provide cover that is conditional on obtaining written confirmation from your registered medical practitioner that you are medically fit to undertake the journey.

Yes, but you may need to undertake a health assessment to ensure you are safe to travel with the appropriate cover. For more information please read about our pre-existing medical assessment.

Yes. If you are planning to go on a cruise, make sure you add the Cover While Cruising option when purchasing your travel insurance policy.

Simply call our Global Assistance team on +61 1800 490 478. Our Australian-based Global Assistance team is available 24/7 and can quickly handle most common claims on-the-spot over the phone.


Get cover for your next trip with PassportCard

Get an instant quote today

Tips when travelling in your 60s and beyond


Travelling later in life isn’t that different from travelling in your younger years, but if you need a gentle reminder of how best you can prepare for your upcoming adventure, we’ve prepared this helpful checklist so you can make sure you haven’t forgotten anything:


  • Check your passport is valid with at least 6 months of validity left before the expiry date
  • Ensure you meet the visitor entry requirements for the countries you are visiting
  • Research your destination and find out if there are any cultural sensitivities you need to be aware of
  • Arrange a travel currency card or other method of payment to cover expenses while you’re away
  • Notify your financial institution of your plans to travel
  • Contact your phone provider to ensure your phone plan will cover you while you’re away or purchase a pre-paid international sim card
  • Speak to your doctor to see if you need any vaccinations prior to travelling
  • If you take any medications, ensure you take enough with you to last the entirety of the trip, as well as some extra to cover you in case of any significant delays
  • If you’re concerned an airline may question your fitness to fly, get a letter from your doctor confirming you’re fit for air travel
  • Arrange your accommodation in each location you plan to stay in
  • Consider booking any tours or activities you want to do in advance, as some tour operators will offer seniors discounts
  • Provide details of your travel plans to a family member or close friend not travelling with you so you can be contacted in case of an emergency
  • Visit the Smartraveller website for the latest travel advice for the destination/s you are travelling to
  • Save the details of how to access emergency consular assistance in case you need it
  • Organise your travel insurance with PassportCard.

Travel Alerts: World events and “Do Not Travel” advice may affect your policy. Please read our Travel Alerts. If you need emergency assistance, contact the 24/7 Global Assistance team on our reverse charge number: +61 1800 490 478