Travel Insurance for Students

Whether your travel plans involve backpacking your way through Europe, dancing the nights away in Ibiza or Mykonos, getting to know the locals across the ditch in New Zealand or just laying on a beach in Bali, student travel insurance is a must when venturing abroad.

What is travel insurance and do you need it?


Travelling as a student can be an eye-opening, life-altering experience that should be lived to its fullest.


While the idea of travelling probably elicits nothing but feelings of freedom and excitement, it is still important to take care of the not-so-exciting stuff—like your travel insurance.


Things can go wrong while you’re travelling. If you’re not financially prepared to cover any additional costs if things don’t go exactly to plan, you could very quickly find yourself in a tight spot.


Even if you’re on a budget, it’s essential that you at least have basic travel insurance to provide cover in a medical emergency. While in Australia we’re used to being able to access Medicare-funded medical care when we need it, that’s rarely the case when you travel overseas.


Travel insurance is like having a good mate by your side every day while you’re away, always looking out for you if things get rough.



Golden Hand Bridge Vietnam

What can our over travel insurance cover?

Medical cover isn’t the only reason you need travel insurance while travelling. Travel insurance can also provide valuable protection in a range of other scenarios that can happen while you’re away. Here are just some of the other ways having travel insurance could come in handy:

Instant Payouts

You have the option to use the PassportCard to instantly pay for these common claims so you’re not out of pocket

  • Overseas medical costs^
  • $250 delayed luggage compensation^
  • Replace up to $500 stolen cash^

24/7 Global Assistance

Our Sydney based team is available 24 hours, 7 days a week to provide you assistance, direct you to nearest medical provider, emergency support and approve instant claims

Unlimited Medical

Unlimited medical cover while overseas if you fall unwell or are injured. You can use the PassportCard to instantly pay for approved claims so you’re not out of pocket^

Travel Disruptions & Cancellations

In case you need to cancel your trip unexpectedly or incur costs if your travel is delayed*

Luggage & Belongings

Up to $25,000 luggage and personal effects cover if lost, stolen or damaged.~


We provide coverage for Covid-19 trip disruption and medical expenses*

Optional Covers

Add extra coverage for:

  • Cruising
  • Winter Sports
  • Adventure Activities
  • Golf
  • Business Equipment
  • Search & Rescue

Bespoke Pre-Existing Medical

We automatically cover many pre-existing conditions and for those we don’t, we conduct individual assessments and tailor your coverage for you.


*Various limits apply (Basic has limited covers)

~Comprehensive policy only

^When on-trip claim has been approved, using the PassportCard

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule. 


Be prepared for a medical emergency while overseas


Did you know it usually costs around A$300 just to see a doctor in an urgent care centre in New York? Then if you require further medical treatment, costs can quickly spiral out of control.


The reality is, most people simply can’t afford to cover the costs of a medical emergency while overseas. Travel insurance provides valuable reassurance that you won’t get stuck with an enormous medical bill that you could be left paying off for many years to come.


When you choose Passport Card, you’ll be able to rest easy knowing that you’ll be covered in a medical emergency—that way you can focus on getting better, rather than worrying about the cost.



Instant payouts on approved claims with PassportCard

When taking out PassportCard travel insurance, we also give you the option to be sent a PassportCard. With PassportCard, you can make the claims listed below immediately, anywhere, anytime and once approved we can instantly load money onto the card to help cover your expenses.

Our instant claims:

  1. If your cash is stolen, we can put up to $500 on the PassportCard that you can withdraw instantly
  2. Your medical expenses so you’re not out of pocket
  3. $250 for essentials if your bags are delayed


You won’t need to fill out any paperwork and instant access to funds means you won’t be left out of pocket.

It’s how travel insurance should be – quick, simple and hassle-free.

Find out more about how instant claims work or get a quote for your upcoming trip.

** All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule. Terms and conditions of the PassportCard also apply.

Live the adventure to its fullest

When you’re young, free and venturing abroad, it’s only natural to want to give things you might not normally do a go—but just make sure you’ll be covered if you do. While our travel insurance includes cover for a wide range of events, it won’t cover you for some activities unless you add the relevant optional extra cover.


Choose a plan

Choose between our two plans:



Budget-friendly cover for all the essentials



Broader protection for some of the most common claims


Add extra cover for the things you might need

Add the Optional Covers that you may require for your trip


White Sports Comprehensive

Adventure Activities 

Search & Rescue Cover

Golf Cover 

Cover While Cruising


Find out more


Fill in your personal details and we’ll take it from there!

When you take out a policy, we’ll ask if you would like a PassportCard to take on your trips. This allow you to pay expenses for approved claims so you can get back to enjoying your holiday without being out of pocket. Most claims can be managed in minutes.

Get cover for your next trip with PassportCard

Get an instant quote today

Student travel insurance FAQs

While you should have the same level of access to medical care as you would normally, travel insurance can still come in handy when travelling domestically for things like if your trip is cancelled or cut short or if your luggage or belongings are lost, stolen or damaged.

If you will be under 25 years of age and a full-time student at an accredited institution of higher learning at the time you travel, your parent or guardian can choose to include you as a dependent on their travel insurance policy

International students with valid Overseas Student Travel Insurance in Australia can purchase our travel insurance provided they intend to depart and return to Australia during the period of insurance.

Tips when travelling as a student


Whether you’re travelling overseas for the first time or you just want to make sure you haven’t forgotten anything important, here are some tips to help your trip to run as smoothly as possible:


  • Check your passport is valid with at least 6 months of validity left before the expiry date
  • Ensure you meet the visitor entry requirements for the countries you are visiting
  • Research your destination and find out if there are any cultural sensitivities you need to be aware of, as some things that might be acceptable in Australia, could be frowned upon in other countries
  • Arrange a travel currency card or other method of payment to cover expenses while you’re away
  • Notify your financial institution of your plans to travel
  • Contact your phone provider to ensure your phone plan will cover you while you’re away or purchase a pre-paid international sim card
  • Arrange your accommodation in each location you plan to stay in
  • Consider booking any tours or activities you want to do in advance, as some tour operators will offer student discounts
  • Provide details of your travel plans to a family member or close friend not travelling with you so you can be contacted in case of an emergency
  • Save the details of how to access emergency consular assistance in case you need it
  • Organise your travel insurance with PassportCard.


When choosing travel insurance, it’s important to carefully read the relevant PDS prior to purchase to understand whether the product suits your specific needs.

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement (PDS) and on other policy documentation, including the schedule.

Travel Alerts: World events and “Do Not Travel” advice may affect your policy. Please read our Travel Alerts. If you need emergency assistance, contact the 24/7 Global Assistance team on our reverse charge number: +61 1800 490 478