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Domestic Comprehensive Travel Insurance

Award winning travel insurance

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Free $50 Uber Voucher with new policies*

Ends 30 June 2025. *T&Cs apply
Uluru at sunset

What’s included in our Domestic Comprehensive policy

While travelling domestically you can still experience cancelled flights, lose luggage or have your wallet stolen – making travel insurance just as important if you’re holidaying here in Australia as when you are travelling overseas.

Instant Payouts

You have the option to use the PassportCard to instantly pay for these common claims so you’re not out of pocket

  • Delayed luggage compensation^
  • Replace stolen cash^

Rental Vehicle Insurance Excess

Up to $10,000 cover for the Rental Vehicle Insurance Excess that you are liable to pay if your rental vehicle is damaged or stolen

Kids are covered free

We want to keep things as affordable for you as possible by providing most cover for any dependents under your policy for no extra cost. The only time we charge a premium is if they have a pre-existing medical condition.#

Find out more

Comprehensive Cover

We provide Comprehensive cover so you can have peace of mind.

Luggage & Belongings

Up to $10,000 luggage and personal effects cover if lost, stolen or damaged. This covers your smartphone, cameras and laptops

Optional Covers

Add extra coverage for:

  • Cruising
  • Snow Sports
  • Adventure Activities
  • Golf
  • Business Equipment
  • Search & Rescue
  • Concerts & Events

Travel Cancellations & Disruptions

Cover in case you need to cancel your trip unexpectedly prior to departure, you need to end your trip early due to sickness or you incur costs if your travels delayed

24/7 Global Assistance

Our Sydney based team is available 24 hours, 7 days a week to provide you assistance and emergency support

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^When on-trip claim has been approved, using the PassportCard. *Various limits apply. # T&Cs apply.

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule. ¹PassportCard Travel Insurance recognised in Mozo Experts Choice Awards 2025 – more information on the awards research methodology at Mozo

This is Maureen’s story


See how PassportCard swiftly came to the rescue when our customer Maureen had an unexpected accident while on holiday in Greece.





Cruise ship in Sydney Harbour

Canstar award-winning cruise cover

Our Cover While Cruising has been awarded Canstar’s 2024 – Outstanding Value award for Cruise.

Find our why PassportCard earned 5-star ratings for both our domestic and international cruise cover.

What our customers say about us

  • “PassportCard travel insurance has been a game-changer for me!

     

    One standout feature is their commitment to loading the PassportCard with necessary funds in case of emergencies.

    Their efficient and reliable service makes them my go-to choice for travel insurance every time.”

     

    Moran B. – Product Review 

  • “HIGHLY RECOMMEND A++++

     

    Great compassion and fast emergency payment when needed.”

     

    Donna C. – Product Review

  • “Very satisfied with the service and ease of the process.

     

    Was in the USA and daughter was unwell and had to see a doctor in emergency hospital…. I called Passportcard and whilst I was still on the phone in real time the funds were loaded onto the card.”

     

    Jim – Product Review

  • “Friendly, efficient and easy to use.

     

    They were more affordable and covered much more insurance wise than the regular insurers.”

     

    Teresa – Google 

  • “So easy and love the card so we’re not out of pocket for claims.

     

    PassportCard were easy to deal with, price was competitive and I love the idea of the card to settle claims instantly.”

     

    HappyUpsider – Product Review 

  • “Great cover, Caring Supportive Staff and got me to the birthday on time!

     

    Passport card were calm and put me at ease, confirmed my cover. Offered me hotel accommodation or alternative flights and were able to get a flight direct to Portugal.”

     

    J Walker – Product Review 

  • “Australia based and dealing with them is a pleasure!

     

    Their customer service skills are second to none & the advantage of dealing with this company; is they have their own in-house medical team.”

     

    Jarrod – Google

  • “Great service and great product

     

    The level of their service is very impressive and the price point is very reasonable.”

     

    Karen W. – Product Review

We’re award winning travel insurance

Canstar Award 2025

2025 Innovation Excellence award

Canstar Award 2024

2024 – Outstanding Value For Travel Insurance – Cruise

Mozo Award 2025

2025 – Exceptional Quality Travel Insurance – Exceptional Quality Travel Insurance¹

Insurance Business Australia Awards 2025

2025 Outstanding Customer Experience

LMI Awards

LMI Claims Comparison 5 star rating

Mansfield Awards

2024 & 2019 Winner Excellence in Speciality Claims

Australian Insurance Industry Awards

2024 Finalist Claims Team of the Year

Pilbara Nature in Western Australia

How does PassportCard instant claims work?

As long as you’ve packed your PassportCard, you’re ready for when “it” happens. Get instant payouts on approved claims, anytime, anywhere*.

Luggage delayed?

When your luggage isn’t where you are, it’s hard to begin your holiday.

 

Just call us and we can add up to $250 to the PassportCard to buy emergency essentials.

 

Cash stolen?

No cash, no holiday!

 

Call us and we can put up to $500 on the PassportCard to help you until you work out details with your bank.

Our Comprehensive Covers

Maximum benefit payable
SectionProduct TypeDomestic Comprehensive International Comprehensive
1Cancellation & Journey Disruption (Cover Chosen)* (Cover Chosen)*
2Overseas Medical & Dental Expenses XUnlimited* (Instant payouts using the PassportCard)
3Hospital Related Expenses X $10,000*#
4Accidental Death $30,000*^ $30,000*^
5Permanent Disability $30,000^ $30,000^
6Loss of Income $45,000 *#× $45,000 *#×
7Travel Documents & Credit Cards $5,000× $5,000×
8Theft of cashUp to $500 on the PassportCardUp to $500 on the PassportCard
9Luggage & Personal Effects $10,000* $25,000*
10Luggage & Personal Effects Delay Expenses $250 on the PassportCard, maximum of $1,000*$250 on the PassportCard, maximum of $1,000*
11Travel Delay Expenses $2,000*^# $6,000*^#
12Personal Liability $5,000,000^ $5,000,000^
13 Rental Vehicle Insurance Excess $10,000^ $10,000^
*Sub limits apply, ^per insured Adult, × per policy, # Waiting periods

aaa1 – Cancellation & Journey Disruption


Domestic Comprehensive

  • (Cover Chosen)*

International Comprehensive

  • (Cover Chosen)*

2 – Overseas Medical & Dental Expenses


Domestic Comprehensive

  • X

International Comprehensive

  • Unlimited medical costs*

3 – Hospital Related Expenses


Domestic Comprehensive

  • X

International Comprehensive

  • $10,000 per policy*

4 – Accidental Death


Domestic Comprehensive

  • $30,000^

International Comprehensive

  • $30,000^

5 – Permanent Disability


Domestic Comprehensive

  • $30,000^

International Comprehensive

  • $30,000^

6 – Loss of Income


Domestic Comprehensive

  • $45,000 *×

International Comprehensive

  • $45,000 *×

7 – Travel Documents & Credit Cards


Domestic Comprehensive

  • $5,000 *×

International Comprehensive

  • $5,000 *×

8 – Theft of Cash


Domestic Comprehensive

  • Up to $500 on the PassportCard*

International Comprehensive

  • Up to $500 on the PassportCard*

9 – Luggage & Personal Effects


Domestic Comprehensive

  • $10,000*

International Comprehensive

  • $25,000*

10 – Luggage & Personal Effects Delay Expenses


Domestic Comprehensive

  • $250 on the PassportCard, $1,000 in total*

International Comprehensive

  • $250 on the PassportCard, $1,000 in total*

11 – Travel Delay Expenses


Domestic Comprehensive

  • $2,000*^#

International Comprehensive

  • $6,000*^#

12 – Personal Liability


Domestic Comprehensive

  • $5,000,000^

International Comprehensive

  • $5,000,000^

13 – Rental Vehicle Insurance Excess


Domestic Comprehensive

  • $10,000×

International Comprehensive

  • $10,000×

Compare our Activity & Optional Covers

Add the covers that you may require for your trip
SectionProduct TypeDomestic ComprehensiveInternational Comprehensive
14Cruise Cover
15Search & Rescue
16Pet Care
17Concerts & Other Events
18Business Cover
19Snow Sports
20Adventure Activities
21Water Sports
22Wheeled Activities
23Golf Cover
See our Optional & Activities cover for more info

14 – Cruise Cover


Domestic Comprehensive


International Comprehensive


See full list of benefits


15 – Search & Rescue


Domestic Comprehensive


International Comprehensive


16 – Pet Care


Domestic Comprehensive


International Comprehensive


17 – Concerts & Other Events


Domestic Comprehensive


International Comprehensive


18 – Business Cover


Domestic Comprehensive


International Comprehensive


19 – Snow Sports


Domestic Comprehensive


International Comprehensive


20 – Adventure Activities


Domestic Comprehensive


International Comprehensive


21 – Water Sports


Domestic Comprehensive


International Comprehensive


22 – Wheeled Activites


Domestic Comprehensive


International Comprehensive


23 – Golf Cover


Domestic Comprehensive


International Comprehensive


*Sub limits apply, ^per insured Adult, × per policy, # Waiting periods, ~ Limited to 12-month period, + per day, ¹PassportCard Travel Insurance recognised in Mozo Experts Choice Awards 2025 – more information on the awards research methodology at Mozo. The Canstar 2025 Innovation Excellence Award was received in April, 2025 for PassportCard Travel Insurance.

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule.  

Cover your next trip with PassportCard

Get an instant quote today

Check Travel Alerts – they may affect your policy. For emergencies, call (24/7) +61 1800 490 478 or WhatsApp us