Cruise Travel Insurance
Winner of the 2024 Canstar for Outstanding Value Travel Insurance – Cruise!
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How can I add cruise cover to my policy?
Simply add the Cruise Cover option when completing your PassportCard travel insurance quote and we’ll automatically include it with your policy. Here’s how it works:
Step 1: Choose a plan
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| Domestic Comprehensive | International Comprehensive |
Step 2: Add Cruise Cover
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| It’s important to note that Cruise Cover may not be available with all our policies for all regions and destinations—but don’t worry, we’ll let you know if we offer it when you complete your quote. |
Step 3: Fill in your details and we’ll take it from there!
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| Bon voyage! |
Riverboat cruising now included as standard
Riverboat cruising is now included in our standard cover so you’re automatically covered if you take out a policy.
If you want the additional coverage for things such as Cabin Confinement and Missed Port then you can add the Cruise Cover to your policy.
If you want the additional coverage for things such as Cabin Confinement and Missed Port then you can add the Cruise Cover to your policy.
We’re award winning travel insurance
How does the PassportCard Instant Payouts work?
As long as you’ve packed your PassportCard, you’re ready for when “it” happens. We can provide instant payouts on approved common claims, anytime, anywhere*.
| Section | Product Type | Domestic Comprehensive | International Comprehensive |
|---|---|---|---|
| 1 | Cancellation & Journey Disruption | ✓ (Cover Chosen)* | ✓ (Cover Chosen)* |
| 2 | Overseas Medical & Dental Expenses | X | Unlimited* (Instant payouts using the PassportCard) |
| 3 | Hospital Related Expenses | X | ✓ $10,000*# |
| 4 | Accidental Death | ✓ $30,000*^ | ✓ $30,000*^ |
| 5 | Permanent Disability | ✓ $30,000^ | ✓ $30,000^ |
| 6 | Loss of Income | ✓ $45,000 *#× | ✓ $45,000 *#× |
| 7 | Travel Documents & Credit Cards | ✓ $5,000× | ✓ $5,000× |
| 8 | Theft of cash | ✓Up to $500 on the PassportCard | ✓Up to $500 on the PassportCard |
| 9 | Luggage & Personal Effects | ✓ $10,000* | ✓ $25,000* |
| 10 | Luggage & Personal Effects Delay Expenses | ✓$250 on the PassportCard, maximum of $1,000* | ✓$250 on the PassportCard, maximum of $1,000* |
| 11 | Travel Delay Expenses | ✓ $2,000*^# | ✓ $6,000*^# |
| 12 | Personal Liability | ✓ $5,000,000^ | ✓ $5,000,000^ |
| 13 | Rental Vehicle Insurance Excess | ✓ $10,000^ | ✓ $10,000^ |
| *Sub limits apply, ^per insured Adult, × per policy, # Waiting periods |
aaa1 – Cancellation & Journey Disruption
Domestic Comprehensive
- ✓ (Cover Chosen)*
International Comprehensive
- ✓ (Cover Chosen)*
2 – Overseas Medical & Dental Expenses
Domestic Comprehensive
- X
International Comprehensive
- ✓ Unlimited medical costs*
3 – Hospital Related Expenses
Domestic Comprehensive
- X
International Comprehensive
- ✓ $10,000 per policy*
4 – Accidental Death
Domestic Comprehensive
- ✓ $30,000^
International Comprehensive
- ✓ $30,000^
5 – Permanent Disability
Domestic Comprehensive
- ✓ $30,000^
International Comprehensive
- ✓ $30,000^
6 – Loss of Income
Domestic Comprehensive
- ✓ $45,000 *×
International Comprehensive
- ✓ $45,000 *×
7 – Travel Documents & Credit Cards
Domestic Comprehensive
- ✓ $5,000 *×
International Comprehensive
- ✓ $5,000 *×
8 – Theft of Cash
Domestic Comprehensive
- ✓ Up to $500 on the PassportCard*
International Comprehensive
- ✓ Up to $500 on the PassportCard*
9 – Luggage & Personal Effects
Domestic Comprehensive
- ✓ $10,000*
International Comprehensive
- ✓ $25,000*
10 – Luggage & Personal Effects Delay Expenses
Domestic Comprehensive
- ✓ $250 on the PassportCard, $1,000 in total*
International Comprehensive
- ✓ $250 on the PassportCard, $1,000 in total*
11 – Travel Delay Expenses
Domestic Comprehensive
- ✓ $2,000*^#
International Comprehensive
- ✓ $6,000*^#
12 – Personal Liability
Domestic Comprehensive
- ✓ $5,000,000^
International Comprehensive
- ✓ $5,000,000^
13 – Rental Vehicle Insurance Excess
Domestic Comprehensive
- ✓ $10,000×
International Comprehensive
- ✓ $10,000×
| Section | Product Type | Domestic Comprehensive | International Comprehensive |
|---|---|---|---|
| 14 | Cruise Cover – Canstar Award Winning | ✓ Unlimited medical costs and evacuation ✓ Cabin confinement – $2,500 per policy*^ ✓ Pre-paid shore excursion cancellation- $1,000^ ✓ Formal attire – $1,000^ ✓ Missed port – $500 per policy*^ ✓ Marine rescue diversion – up to $300*^ | ✓ Unlimited medical costs and evacuation ✓ Cabin confinement – $2,500 per policy*^ ✓ Pre-paid shore excursion cancellation- $1,000^ ✓ Formal attire – $1,000^ ✓ Missed port – $1,000 per policy*^ ✓ Marine rescue diversion – up to $500*^ |
| 15 | Search & Rescue | ✓ $120,000× | ✓ $120,000× |
| 16 | Pet Care | ✓ Cancellation due to pet health – up to $3,000^ ✓ Pet boarding cover due to delayed return – $1,000× | ✓ Cancellation due to pet health – up to $3,000^ ✓ Pet boarding cover due to delayed return – $1,000× |
| 17 | Concerts & Other Events | ✓ Cancelled events – $3,000^ ✓ Journey disruption – $2,000^ | ✓ Cancelled events – $3,000^ ✓ Journey disruption – $5,000^ |
| 18 | Business Cover | ✓ Business equipment – $4,000^ ✓ Business equipment hire – $1,500*^ ✓ Loss or theft of business money – $1,000^ | ✓ Business equipment – $4,000^ ✓ Business equipment hire – $1,500*^ ✓ Loss or theft of business money – $2,000^ |
| 19 | Snow Sports | ✓ Own equipment – $1,000^ ✓ Hire equipment – $1,000^ ✓ Loss of pre-paid fees, passes, lessons – $500^ ✓ Piste closure – $100 per day^+ ✓ Bad weather & avalanche closure – $500^ | ✓ Unlimited medical & evacuation ✓ Own equipment – $2,000^ ✓ Hire equipment – $2,000^ ✓ Loss of pre-paid fees, passes, lessons – $1,000^ ✓ Piste closure – $100 per day^+ ✓ Bad weather & avalanche closure – $1,000^ |
| 20 | Adventure Activities | ✓ Own equipment – $1,000^ ✓ Hire equipment – $1,000^ | ✓ Unlimited medical and evacuation ✓ Own equipment – $2,000^ ✓ Hire equipment – $2,000^ |
| 21 | Water Sports | ✓ Own equipment – $1,000^ ✓ Hire equipment – $1,000^ | ✓ Unlimited medical and evacuation ✓ Own equipment – $2,000^ ✓ Hire equipment – $2,000^ |
| 22 | Wheeled Activities | ✓ Own equipment – $1,000^ ✓ Hire equipment – $1,000^ | ✓ Unlimited medical and evacuation ✓ Own equipment – $2,000^ ✓ Hire equipment – $2,000^ |
| 23 | Golf Cover | ✓ Own equipment – $5,000^ ✓ Hire equipment – $750^* ✓ Pre-paid green fees – $500^ ✓ Hole-in-one – $300 | ✓ Own equipment – $5,000^ ✓ Hire equipment – $1,000^* ✓ Pre-paid green fees – $500^ ✓ Hole-in-one – $300 |
| *Sub limits apply, ^per insured Adult, × per policy, # Waiting periods |
14 – Cruise Cover
Domestic Comprehensive
- ✓ Unlimited medical costs and evacuation
- ✓ Cabin confinement – $2,500*^
- ✓ Cabin confinement – $1,000^
- ✓ Formal attire – $1,000^
- ✓ Missed port – $500 *^
- ✓ Marine rescue diversion – $300*^
International Comprehensive
- ✓ Unlimited medical costs and evacuation
- ✓ Cabin confinement – $2,500*^
- ✓ Cabin confinement – $1,000^
- ✓ Formal attire – $1,000^
- ✓ Missed port – $1,000 *^
- ✓ Marine rescue diversion – $500*^
15 – Search & Rescue
Domestic Comprehensive
- ✓ $120,000×
International Comprehensive
- ✓ $120,000×
16 – Pet Care
Domestic Comprehensive
- ✓ Cancellation due to pet health – $3,000^
- ✓ Pet boarding cover due to delayed return – $1,000^
International Comprehensive
- ✓ Cancellation due to pet health – $3,000^
- ✓ Pet boarding cover due to delayed return – $1,000^
17 – Concerts & Other Events
Domestic Comprehensive
- ✓ Cancelled events – $3,000^
- ✓ Journey disruption – $2,000^
International Comprehensive
- ✓ Cancelled events – $3,000^
- ✓ Journey disruption – $5,000^
18 – Business Cover
Domestic Comprehensive
- ✓ Business equipment – $4,000^
- ✓ Business equipment hire – $1,500^
- ✓ Loss or theft of business money – $1,000^
International Comprehensive
- ✓ Business equipment – $4,000^
- ✓ Business equipment hire – $1,500^
- ✓ Loss or theft of business money – $2,000^
19 – Snow Sports
Domestic Comprehensive
- ✓ Own equipment – $1,000^
- ✓ Hire equipment – $1,000^
- ✓ Loss of pre-paid fees, passes, lessons – $500^
- ✓ Piste closure – $100 per day^+
- ✓ Bad weather & avalanche closure – $500^
International Comprehensive
- ✓ Unlimited medical and evacuation
- ✓ Hire equipment – $2,000^
- ✓ Hire equipment – $2,000^
- ✓ Loss of pre-paid fees, passes, lessons – $1,000^
- ✓ Piste closure – $100 per day^+
- ✓ Bad weather & avalanche closure – $1,000^
20 – Adventure Activities
Domestic Comprehensive
- ✓ Own equipment – $1,000^
- ✓ Hire equipment – $1,000^
International Comprehensive
- ✓ Own equipment – $2,000^
- ✓ Hire equipment – $2,000^
21 – Water Sports
Domestic Comprehensive
- ✓ Own equipment – $1,000^
- ✓ Hire equipment – $1,000^
International Comprehensive
- ✓ Own equipment – $2,000^
- ✓ Hire equipment – $2,000^
22 – Wheeled Activites
Domestic Comprehensive
- ✓ Own equipment – $1,000^
- ✓ Hire equipment – $1,000^
International Comprehensive
- ✓ Own equipment – $2,000^
- ✓ Hire equipment – $2,000^
23 – Golf Cover
Domestic Comprehensive
- ✓ Own equipment – $5,000^
- ✓ Hire equipment – $750^*
- ✓ Pre-paid green fees – $500^
- ✓ Hole-in-one – $300
International Comprehensive
- ✓ Own equipment – $5,000^
- ✓ Hire equipment – $1,000^*
- ✓ Pre-paid green fees – $500^
- ✓ Hole-in-one – $300
Tips when planning a cruise
Whether you’re heading overseas or staying in Australian waters, here are some helpful tips to ensure your cruise is smooth sailing.
Cruise travel insurance FAQs
No, cruise cover is an optional extra. If you’ll be going on a cruise, it’s important to add the Cruise Cover option when completing your quote to ensure it is included with your policy.
It’s essential that you add Cruise Cover with your travel insurance if you’ll be heading on a cruise. While our travel insurance includes cover for a wide range of events, it won’t cover you while on a cruise if you don’t add the optional extra cover.
Even if you’re cruising domestically, it’s still important to have cruise-specific travel insurance for medical emergencies, as you may not be able to claim on Medicare or your private health insurance while on board. Travel insurance can also come in handy in a range of other situations while cruising like if your luggage is lost, cabin confinement or shore excursion cancellation.
You’ll need to list all travellers (including any dependents) that you want to be included on your policy when completing your quote to ensure they are covered while on our cruise.
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