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Skiing Travel Insurance

Whether your plans include the likes of Thredbo, Perisher, Bulla or Hotham or you’re venturing further to a world-famous resort like Whistler, Aspen, Courchevel or Zermatt, we’ve got the simple solution to make sure you (and your ski gear) will be covered everywhere from the slopes to the chalet.
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What’s included in our Snow Sports cover

Our optional Snow Sports cover can be added on to our Comprehensive Domestic or International policies.

15 Snow sports covered

From tobogganing, skiing (recreational only), snowboarding, heli-skiing, ice skating, snowmobiling and many more activities.

Unlimited overseas medical treatment

You’ll also be covered for medical evacuation from the slopes, plus there’s no excess for medical claims.

 

Snow sports medical and evacuation

If You suffer an Injury or Sickness while participating in Snow Sports Activities during Your Journey (International policies only)

Equipment hire

Repair or replacement of your Snow sports equipment if lost, stolen or damaged

Pre-paid ski passes & equipment hire

Cover if you can’t use pre-paid ski passes or hire equipment because of sickness or injury

Piste closure 

Cover if lift systems are closed due to too much snow, not enough snow or high winds

Bad weather & avalanche closure

Cover if your return journey is delayed due to bad weather or avalanche

Instant Payouts

You have the option to use the PassportCard to instantly pay for these common claims so you’re not out of pocket

  • Overseas medical costs^
  • $250 delayed luggage compensation^
  • Up to $500 stolen cash^
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Why it’s so important to have travel insurance

Overseas medical cover isn’t the only reason you need travel insurance while travelling. Travel insurance can also provide valuable protection in a range of other scenarios that can happen while you’re away. Here are just some of the other ways having travel insurance could come in handy:

Dental Emergencies

If you need immediate treatment while you are travelling

Trip Cancellation

In case you need to cancel your trip unexpectedly

Delayed Luggage

$250 instant cash to cover costs if your bags are delayed

Travel Delays

If you need to pay for accommodation because of a travel delay

Theft of Cash

So you’re not left high and dry if your money is stolen

Lost or stolen luggage

Up to $25,000 luggage and personal effects cover if lost, stolen or damaged per person.*

Add extra coverage for cruise, snow sports, concerts and events, pets, adventure activites and more.

 

Find out more about our Optional & Activites Cover.

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How it works: travel insurance for your snow trip using PassportCard

If you’re heading to the slopes domestically or going overseas for Snow sports activities and want those activities to be covered by PassportCard, you’ll also need to add on our optional Snow Sports to your policy.

 

When taking out PassportCard travel insurance, we also give you the option to be sent a PassportCard. If you get sick or injured in a skiing or snowboarding accident, we can load money onto your PassportCard instantly for approved claims to help cover your expenses – so you can get back to enjoying your snow sports.

 

Our instant claims:

  1. If your cash is stolen, we can put up to $500 on the PassportCard that you can withdraw instantly
  2. Your overseas medical expenses so you’re not out of pocket
  3. $250 for essentials if your bags are delayed

It’s how travel insurance should be – quick, simple and hassle-free.

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement, and the schedule.

Live the adventure to its fullest

When you’re young at heart and venturing abroad, it’s only natural to want to live the experience to its fullest. While our travel insurance includes coverage for a wide range of events that could happen while you’re away, it won’t cover you for certain activities unless you add the relevant optional extra cover.
Here’s how it works…

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Choose a plan

 

Domestic Comprehensive

For travels in Australia

 

International Comprehensive 

Broader protection when travelling overseas

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Add extra cover for the things you might need

Add the Activities & Optional Covers that you may require for your trip such as:

  • Cruise Cover
  • Snow Sports
  • Adventure Cover
  • Search & rescue
  • Golf Cover

 

Find out more

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Fill in your personal details and we’ll take it from there!

When you take out a policy, we’ll ask if you would like a PassportCard to take on your trips. This allow you to pay expenses for approved claims so you can get back to enjoying your holiday without being out of pocket. Most claims can be managed in minutes.

Get cover for your next trip with PassportCard

Get an instant quote today

Ski travel insurance FAQs

Not automatically. If you’ll be heading up to the snow, you’ll need to add the Snow Sports option when completing your quote to ensure it is included with your policy.

It’s essential that you add Snow Sports cover with your travel insurance if you’ll be going skiing. While our travel insurance includes cover for a wide range of events, it won’t cover you while skiing or participating in a range of other Snow sports activities if you don’t add the optional extra cover.

Our cover only extends to amateur skiers. You won’t be covered if you will be competing professionally or if you are participating in a competition or tournament.

Yes. Provided they meet the criteria specified in the PDS for dependants and you list them as travellers when you purchase your policy, they will be covered under your policy. Find out more about our family travel insurance

Simply call our Global Assistance team on +61 1800 490 478 or contact us on WhatsApp. Our Australian-based Global Assistance team is available 24/7 and can quickly handle most common claims on-the-spot over the phone.

Tips when planning a ski trip

 

Whether you’re venturing overseas in search of the ultimate alpine adventure or you’re simply savouring our own home-grown slopes, here are some handy tips that will keep your ski trip stress-free and enjoyable.

 

  • Organise your lodging or accommodation early as it can be expensive (particularly if you’re staying on-mountain) and many ski resorts book out well in advance
  • Book your ski passes and lift tickets in advance, as some resorts may offer pre-purchase discounts
  • Lift queues can be very long during peak season, so you may want to consider booking your trip during the shoulder seasons or heading up mid-week when you may not have to battle as many crowds
  • If you’re trying out any snow sports for the first time, consider getting lessons from an instructor to help you learn the basics before trying it on your own
  • Skiing requires a lot of gear including skis, poles, boots, helmet, goggles, balaclava, gloves, thermals, outer pants and a jacket. If it’s going to be too difficult to take everything with you, consider booking hire clothing, equipment and accessories instead
  • Many ski lodges will have a dress code if you plan to enjoy an ‘après-ski’ drink or meal in the lodge bar or restaurant, so consider packing a couple of different outfit options
  • Research the local area to create a shortlist of other things you might like to explore off-mountain or throughout the region, as this can come in handy on days where conditions aren’t suitable for heading out on the slopes
  • If you’re heading overseas, check your passport is valid with at least 6 months of validity left from the date you plan to depart the destination and ensure you meet the visitor entry requirements for the destination/s you will be travelling to
  • Research the region you will be travelling to so you’re aware of any potential safety or health risks
  • Organise your travel insurance with PassportCard before you depart.

*Sub limits apply, ^per insured Adult, × per policy, # Waiting periods, ~ Limited to 12-month period, + per day, ¹PassportCard Travel Insurance recognised in Mozo Experts Choice Awards 2025 – more information on the awards research methodology at Mozo. The Canstar 2025 Innovation Excellence Award was received in April, 2025 for PassportCard Travel Insurance.

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule.  

Check Travel Alerts – they may affect your policy. For emergencies, call (24/7) +61 1800 490 478 or WhatsApp us