Water Sports Travel Insurance

Making a splash on your next trip? Our Water Sports Optional Cover is perfect for adventurous travellers who love getting out on the water—whether it’s scuba diving (up to 50m for qualified divers), jet skiing, kitesurfing, white-water rafting (with a guide), or more.

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What’s Included in our Water Sports Cover

16 Water sports covered

From scuba diving (up to 50m for qualified divers), jet skiing, paragliding, parasailing, to deep sea fishing, windsurfing, kitesurfing and more. Full list below.

Unlimited overseas medical & dental

If you get injured or sick while enjoying these activities overseas, we’ve got you covered with unlimited overseas medical, emergency dental treatment and evacuation.

Note, there is no medical, dental or evacuation cover with the Domestic Comprehensive product.

Water Sports Equipment Cover

We’ll also cover loss, theft or damage to your own water sports gear (up to $2,000 per adult on International policies and up to $1,000 per adult on Domestic policies), and even help with the cost to hire replacement equipment if yours is delayed or lost.

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Water Sports We Cover

Breathing observation bubble diving (maximum depth thirty (30) metres)
Canoeing/Kayaking/Rafting (grades 4–5, if with a professional guide or tour)
Cascading
Deep sea fishing (more than two (2) nautical miles off a land mass)
Dragon boating
Hydrospeeding
Jet skiing
Kitesurfing
Windsurfing
Paragliding/Parascending/Parasailing (over water)
Sailing/Yachting/Motor Cruising (outside territorial limits, on a professional charter)
Scuba Diving (limited to 30m with a qualified instructor for unqualified divers)
Scuba diving (limited to qualified divers up to a maximum depth of 50 metres, not diving alone)
Swimming races, more than ten (10km) and up to a distance of twenty five (25) km
Wakeboarding
Water Skiing

Water Sports Cover doesn’t include professional competitions, stunts, or activities where safety rules or equipment aren’t followed. It also excludes yachting outside territorial waters. Cover is not available for medical, hospital, ambulance and dental costs incurred in Australia or in Australian waters.

Adventure Activities Cover

We provide cover for a wide range of activities including paragliding, trekking up to 6000m, Everest Base Camp and Kokoda Track, rock climbing outdoors (not mountaineering), sky diving, animal conservation and handling, abseiling, hang gliding. Find out more

Wheeled Activities

Love getting around on wheels while you travel? This option provides cover for quad biking, segway tours, go-karting, mountain biking downhill (amateur only), cycling (over 25kms in one day) and more. Find out more

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement (PDS) and on other policy documentation, including the schedule.

Water Sports insurance FAQs

It’s essential that you add Water Sports Cover with your travel insurance if you’ll be going diving. While our travel insurance includes cover for a wide range of events, it won’t cover you while diving if you don’t add the optional extra cover.

Yes. Provided they meet the criteria specified in the PDS for dependants and you list them as travellers when you purchase your policy, they will be covered under your policy. Find out more about our family travel insurance

Simply call our Global Assistance team on +61 1800 490 478 or contact us on WhatsApp. Our Australian-based Global Assistance team is available 24/7 and can quickly handle most common claims on-the-spot over the phone.

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*Sub limits apply, ^per insured Adult, × per policy, # Waiting periods, ~ Limited to 12-month period, + per day, ¹PassportCard Travel Insurance recognised in Mozo Experts Choice Awards 2025 – more information on the awards research methodology at Mozo. The Canstar 2025 Innovation Excellence Award was received in April, 2025 for PassportCard Travel Insurance.

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule.