Water Sports Travel Insurance

Making a splash on your next trip? Our Water Sports Optional Cover (now part of Adventure Cover) is perfect for adventurous travellers who love getting out on the water—whether it’s scuba diving (up to 50m for qualified divers), jet skiing, kitesurfing, white-water rafting (with a guide), or more.

Get a free quote

What’s Included in our Water Sports Cover

Water sports cover

From scuba diving (up to 50m for qualified divers), jet skiing, paragliding, parasailing, to deep sea fishing, windsurfing, kitesurfing and more. Full list below.

Unlimited overseas medical & dental

If you get injured or sick while enjoying these activities overseas, we’ve got you covered with unlimited overseas medical, emergency dental treatment and evacuation.

Note, there is no medical, dental or evacuation cover with the Domestic Comprehensive product.

Water Sports Equipment Cover

We’ll also cover loss, theft or damage to your own water sports gear (up to $2,000 per adult on International policies and up to $1,000 per adult on Domestic policies), and even help with the cost to hire replacement equipment if yours is delayed or lost.

SEE LESS

Water Sports We Cover

Breathing observation bubble diving (maximum depth thirty (30) metres)
Canoeing/kayaking/rafting (grades 4–5, if with a professional guide or tour)
• Cascading
• Cave tubing or river tubing
Deep sea fishing (more than two (2) nautical miles off a land mass)
Dragon boating
Hydrospeeding
Jet skiing
Kitesurfing
Motorised watercraft (that is not a cruise)
Paragliding/parascending/parasailing (over water)
Sailing/yachting/motor cruising (outside territorial waters, on a professional charter)
Scuba diving (limited to thirty (30) metres with a qualified instructor for unqualified divers)
Scuba diving (limited to qualified divers up to a maximum depth of fifty (50) metres, not diving alone
Swimming races, more than ten (10) kilometres and up to a distance of twenty-five (25) kilometres
Wakeboarding
Water Skiing
Windsurfing

Water Sports Cover doesn’t include professional competitions, stunts, or activities where safety rules or equipment aren’t followed. It also excludes yachting outside territorial waters. Cover is not available for medical, hospital, ambulance and dental costs incurred in Australia or in Australian waters.

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement (PDS) and on other policy documentation, including the schedule.

Water Sports insurance FAQs

It’s essential that you add Water Sports Cover with your travel insurance if you’ll be going diving. While our travel insurance includes cover for a wide range of events, it won’t cover you while diving if you don’t add the optional extra cover.

Yes. Provided they meet the criteria specified in the PDS for dependants and you list them as travellers when you purchase your policy, they will be covered under your policy. Find out more about our family travel insurance

Simply call our Global Assistance team on +61 1800 490 478 or contact us on WhatsApp. Our Australian-based Global Assistance team is available 24/7 and can quickly handle most common claims on-the-spot over the phone.

Cover your next trip with PassportCard

Get a quote Call us

*Sub limits apply, ^per insured Adult, × per policy, # Waiting periods, ~ Limited to 12-month period, + per day, ¹PassportCard Travel Insurance recognised in Mozo Experts Choice Awards 2025 – more information on the awards research methodology at Mozo. The 2024 & 2025 Canstar Outstanding Value & Innovation Awards were awarded in Nov 2024 and April & Nov 2025, to PassportCard Travel Insurance. www.canstar.com.au. Most awarded travel insurance company of 2025 as of 4 September 2025 – more info.

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule.