Travel Insurance For Over 60s
While adventure knows no age, travelling in your 60s and beyond can present some extra challenges that can make finding suitable travel insurance seem a little more complicated.
Whether you’re most concerned about travel delays, lost luggage, trip cancellations, a pre-existing medical condition or simply being able to cover any expenses that arise if things don’t go to plan, PassportCard provides valuable peace of mind so all you need to worry about is enjoying every minute of your travels!
Know you’re covered in a medical emergency
When you choose PassportCard, not only will you be covered in a medical emergency, but you’ll also have the added reassurance of 24/7 support from our Global Assistance team and instant access to funds to pay for medical expenses there and then.
We’ll cover the costs, while you focus on getting better.
Cover for pre-existing medical conditions
Many of us will encounter various health issues throughout our lives, but a health issue doesn’t necessarily mean you have to put a stop to your travel dreams.
If you have a pre-existing medical condition you may need to undertake a health assessment to ensure you are safe to travel with the appropriate cover.
Travellers aged 85 years or older will also need to provide written confirmation from their registered medical practitioner confirming they are medically fit to undertake the journey.
If you have a pre-existing medical condition or are over 85, and are unsure if you will be covered by our travel insurance, please contact our customer service team by calling 1300 123 413 for more information tailored to your personal circumstances.
Find out more about travelling with a pre-existing medical condition
Travel insurance that won’t leave you out of pocket
When taking out PassportCard travel insurance, we also give you the option to be sent a PassportCard. With PassportCard, you can make the claims listed below immediately, anywhere, anytime and once approved we can instantly load money onto the card to help cover your expenses.
Our instant claims:
- If your cash is stolen, we can put up to $500 on the PassportCard that you can withdraw instantly
- Your medical expenses so you’re not out of pocket
- $250 for essentials if your bags are delayed
You won’t need to fill out any paperwork and instant access to funds means you won’t be left out of pocket.
It’s how travel insurance should be – quick, simple and hassle-free.
Find out more about how instant claims work or get a quote for your upcoming trip.
Live the adventure to its fullest
When you’re young at heart and venturing abroad, it’s only natural to want to live the experience to its fullest. While our travel insurance includes coverage for a wide range of events that could happen while you’re away, it won’t cover you for certain activities unless you add the relevant optional extra cover.
Here’s how it works…
Fill in your personal details and we’ll take it from there!
When you take out a policy, we’ll ask if you would like a PassportCard to take on your trips. This allow you to pay expenses for approved claims so you can get back to enjoying your holiday without being out of pocket. Most claims can be managed in minutes.
Over 60s travel insurance FAQs
There is no age limit to travel. If you are 85 years of age or older, we can provide cover that is conditional on obtaining written confirmation from your registered medical practitioner that you are medically fit to undertake the journey.
Yes, but you may need to undertake a health assessment to ensure you are safe to travel with the appropriate cover. For more information please read about our pre-existing medical assessment.Dome
Yes. If you are planning to go on a cruise, make sure you add the Cruise Cover option when purchasing your travel insurance policy.
Simply call our Global Assistance team on +61 1800 490 478. Our Australian-based Global Assistance team is available 24/7 and can quickly handle most common claims on-the-spot over the phone.
Get cover for your next trip with PassportCard
Tips when travelling in your 60s and beyond
Travelling later in life isn’t that different from travelling in your younger years, but if you need a gentle reminder of how best you can prepare for your upcoming adventure, we’ve prepared this helpful checklist so you can make sure you haven’t forgotten anything:
- Check your passport is valid with at least 6 months of validity left before the expiry date
- Ensure you meet the visitor entry requirements for the countries you are visiting
- Research your destination and find out if there are any cultural sensitivities you need to be aware of
- Arrange a travel currency card or other method of payment to cover expenses while you’re away
- Notify your financial institution of your plans to travel
- Contact your phone provider to ensure your phone plan will cover you while you’re away or purchase a pre-paid international sim card
- Speak to your doctor to see if you need any vaccinations prior to travelling
- If you take any medications, ensure you take enough with you to last the entirety of the trip, as well as some extra to cover you in case of any significant delays
- If you’re concerned an airline may question your fitness to fly, get a letter from your doctor confirming you’re fit for air travel
- Arrange your accommodation in each location you plan to stay in
- Consider booking any tours or activities you want to do in advance, as some tour operators will offer seniors discounts
- Provide details of your travel plans to a family member or close friend not travelling with you so you can be contacted in case of an emergency
- Visit the Smartraveller website for the latest travel advice for the destination/s you are travelling to
- Save the details of how to access emergency consular assistance in case you need it
- Organise your travel insurance with PassportCard.
| Section | Product Type | Domestic Comprehensive | International Comprehensive |
|---|---|---|---|
| 1 | Cancellation & Journey Disruption | ✓ (Cover Chosen)* | ✓ (Cover Chosen)* |
| 2 | Overseas Medical & Dental Expenses | X | Unlimited* (Instant payouts using the PassportCard) |
| 3 | Hospital Related Expenses | X | ✓ $10,000*# |
| 4 | Accidental Death | ✓ $30,000*^ | ✓ $30,000*^ |
| 5 | Permanent Disability | ✓ $30,000^ | ✓ $30,000^ |
| 6 | Loss of Income | ✓ $45,000 *#× | ✓ $45,000 *#× |
| 7 | Travel Documents & Credit Cards | ✓ $5,000× | ✓ $5,000× |
| 8 | Theft of cash | ✓Up to $500 on the PassportCard | ✓Up to $500 on the PassportCard |
| 9 | Luggage & Personal Effects | ✓ $10,000* | ✓ $25,000* |
| 10 | Luggage & Personal Effects Delay Expenses | ✓$250 on the PassportCard, maximum of $1,000* | ✓$250 on the PassportCard, maximum of $1,000* |
| 11 | Travel Delay Expenses | ✓ $2,000*^# | ✓ $6,000*^# |
| 12 | Personal Liability | ✓ $5,000,000^ | ✓ $5,000,000^ |
| 13 | Rental Vehicle Insurance Excess | ✓ $10,000^ | ✓ $10,000^ |
| *Sub limits apply, ^per insured Adult, × per policy, # Waiting periods |
aaa1 – Cancellation & Journey Disruption
Domestic Comprehensive
- ✓ (Cover Chosen)*
International Comprehensive
- ✓ (Cover Chosen)*
2 – Overseas Medical & Dental Expenses
Domestic Comprehensive
- X
International Comprehensive
- ✓ Unlimited medical costs*
3 – Hospital Related Expenses
Domestic Comprehensive
- X
International Comprehensive
- ✓ $10,000 per policy*
4 – Accidental Death
Domestic Comprehensive
- ✓ $30,000^
International Comprehensive
- ✓ $30,000^
5 – Permanent Disability
Domestic Comprehensive
- ✓ $30,000^
International Comprehensive
- ✓ $30,000^
6 – Loss of Income
Domestic Comprehensive
- ✓ $45,000 *×
International Comprehensive
- ✓ $45,000 *×
7 – Travel Documents & Credit Cards
Domestic Comprehensive
- ✓ $5,000 *×
International Comprehensive
- ✓ $5,000 *×
8 – Theft of Cash
Domestic Comprehensive
- ✓ Up to $500 on the PassportCard*
International Comprehensive
- ✓ Up to $500 on the PassportCard*
9 – Luggage & Personal Effects
Domestic Comprehensive
- ✓ $10,000*
International Comprehensive
- ✓ $25,000*
10 – Luggage & Personal Effects Delay Expenses
Domestic Comprehensive
- ✓ $250 on the PassportCard, $1,000 in total*
International Comprehensive
- ✓ $250 on the PassportCard, $1,000 in total*
11 – Travel Delay Expenses
Domestic Comprehensive
- ✓ $2,000*^#
International Comprehensive
- ✓ $6,000*^#
12 – Personal Liability
Domestic Comprehensive
- ✓ $5,000,000^
International Comprehensive
- ✓ $5,000,000^
13 – Rental Vehicle Insurance Excess
Domestic Comprehensive
- ✓ $10,000×
International Comprehensive
- ✓ $10,000×
| Section | Product Type | Domestic Comprehensive | International Comprehensive |
|---|---|---|---|
| 14 | Cruise Cover | ✓ | ✓ |
| 15 | Search & Rescue | ✓ | ✓ |
| 16 | Pet Care | ✓ | ✓ |
| 17 | Concerts & Other Events | ✓ | ✓ |
| 18 | Business Cover | ✓ | ✓ |
| 19 | Snow Sports | ✓ | ✓ |
| 20 | Adventure Activities | ✓ | ✓ |
| 21 | Water Sports | ✓ | ✓ |
| 22 | Wheeled Activities | ✓ | ✓ |
| 23 | Golf Cover | ✓ | ✓ |
| See our Optional & Activities cover for more info |
14 – Cruise Cover
Domestic Comprehensive
- ✓
International Comprehensive
- ✓
See full list of benefits
15 – Search & Rescue
Domestic Comprehensive
- ✓
International Comprehensive
- ✓
16 – Pet Care
Domestic Comprehensive
- ✓
International Comprehensive
- ✓
17 – Concerts & Other Events
Domestic Comprehensive
- ✓
International Comprehensive
- ✓
18 – Business Cover
Domestic Comprehensive
- ✓
International Comprehensive
- ✓
19 – Snow Sports
Domestic Comprehensive
- ✓
International Comprehensive
- ✓
20 – Adventure Activities
Domestic Comprehensive
- ✓
International Comprehensive
- ✓
21 – Water Sports
Domestic Comprehensive
- ✓
International Comprehensive
- ✓
22 – Wheeled Activites
Domestic Comprehensive
- ✓
International Comprehensive
- ✓
23 – Golf Cover
Domestic Comprehensive
- ✓
International Comprehensive
- ✓
*Sub limits apply, ^per insured Adult, × per policy, # Waiting periods, ~ Limited to 12-month period, + per day, ¹PassportCard Travel Insurance recognised in Mozo Experts Choice Awards 2025 – more information on the awards research methodology at Mozo. The Canstar 2025 Innovation Excellence Award was received in April, 2025 for PassportCard Travel Insurance.
All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule.
Check Travel Alerts – they may affect your policy. For emergencies, call (24/7) +61 1800 490 478 or WhatsApp us