Travel Insurance For Over 80s
Life is supposed to be lived at every age. If you’re over 80 and considering embarking on your next big adventure, having the right type of travel insurance is essential. From delayed flights to lost luggage, stolen cash or a medical emergency, things can easily go wrong even for the most seasoned traveller.
PassportCard is the simple solution that will help you navigate every situation with complete confidence, without leaving you out of pocket.
Ensure you’re covered for medical emergencies
Experiencing a medical issue while travelling can not only be extremely stressful, but it can also be very expensive without appropriate cover.
When you choose PassportCard, not only will you know you’ll be covered in a medical emergency, but you’ll also enjoy the added advantage of round-the-clock support from our Global Assistance team.
If you experience a medical issue while you’re away, our Global Assistance team will always be there to help direct you to the nearest pharmacy, hospital or doctor. They can even load funds directly onto your PassportCard so you can pay for medical expenses there and then.
While we believe you should be able to travel at any age, we do need to make sure it’s safe for you to do so. If you are 85 years or older, it’s important to note that your cover will be conditional upon obtaining written confirmation from your registered medical practitioner that you are medically fit to undertake the journey.
Travelling in your 80s with a pre-existing medical condition
Most of us will face health challenges at some point in our lives. While some health issues can make travel difficult, a pre-existing condition doesn’t necessarily mean you have to abandon your travel plans.
If you have a pre-existing medical condition you may need to undertake a health assessment to ensure you are safe to travel with the appropriate cover.
Travellers aged 85 years or older will also need to provide written confirmation from their registered medical practitioner confirming they are medically fit to undertake the journey.
If you have a pre-existing medical condition or are over 85, and are unsure if our travel insurance will cover you, please contact our customer service team by calling 1300 123 413 for more information tailored to your personal circumstances.
Find out more about travelling with a pre-existing medical condition
Travel insurance that won’t leave you out of pocket
When taking out PassportCard travel insurance, we also give you the option to be sent a PassportCard. With PassportCard, you can make the claims listed below immediately, anywhere, anytime and once approved we can instantly load money onto the card to help cover your expenses.
Our instant claims:
- If your cash is stolen, we can put up to $500 on the PassportCard that you can withdraw instantly
- Your medical expenses so you’re not out of pocket
- $250 for essentials if your bags are delayed
You won’t need to fill out any paperwork and instant access to funds means you won’t be left out of pocket.
It’s how travel insurance should be – quick, simple and hassle-free.
Find out more about how instant claims work or get a quote for your upcoming trip.
Live the adventure to its fullest
When you’re young at heart and venturing abroad, it’s only natural to want to live the experience to its fullest. While our travel insurance includes coverage for a wide range of events that could happen while you’re away, it won’t cover you for certain activities unless you add the relevant optional extra cover.
Here’s how it works…
Fill in your personal details and we’ll take it from there!
When you take out a policy, we’ll ask if you would like a PassportCard to take on your trips. This allow you to pay expenses for approved claims so you can get back to enjoying your holiday without being out of pocket. Most claims can be managed in minutes.
Tips when travelling in your 80s and beyond
Travelling in your twilight years does require some extra planning and preparation. To make it easier, here are some helpful reminders of things you’ll need to tick of your to do list in the lead up to your journey:
- Check your passport is valid with at least 6 months of validity left before the expiry date
- Ensure you meet the visitor entry requirements for the countries you are visiting
- Arrange a travel currency card or other method of payment to cover expenses while you’re away
- Notify your financial institution of your plans to travel
- Contact your phone provider to ensure your phone plan will cover you while you’re away or purchase a pre-paid international SIM card
- Speak to your doctor to see if you need any vaccinations prior to travelling
- If you take any medications, ensure you take a large enough supply to last the entirety of the trip, as well as some extra to cover you in case of any significant delays
- If you’re concerned an airline may question your fitness to fly, obtain a letter from your doctor confirming you’re fit for air travel
- Pre-arrange your accommodation in each location you plan to stay in
- Research your destination/s and find out if there are any cultural sensitivities you need to be aware of
- Consider pre-booking any tours or activities you want to do, as some tour operators may offer seniors discounts
- Provide details of your travel plans to a family member or close friend not travelling with you so you can be contacted in case of an emergency
- Visit the Australian government’s Smartraveller website for the latest travel advice for the destination/s you are travelling to
- Save the details of how to access emergency consular assistance in case you need it
- Organise your travel insurance with PassportCard, and if you are over 85 arrange your registered medical practitioner confirming you are medically fit to undertake the journey
Over 80s travel insurance FAQs
If you’re fit and well, there’s no reason why you shouldn’t be able to travel at any age. If you are 85 years of age or older, you will need to provide written confirmation from your registered medical practitioner that you are medically fit to undertake the journey to be eligible for our cover. Find out more.
Yes, but you may need to undertake a health assessment to ensure you are safe to travel with the appropriate cover. Find out more.
Yes. If you are planning to go on a cruise, make sure you add the Cruise Cover option when purchasing your travel insurance policy.
Simply call our Global Assistance team on +61 1800 490 478 or contact us on WhatsApp. Our Australian-based Global Assistance team is available 24/7 and can quickly handle most common claims on-the-spot over the phone.
Get cover for your next trip with PassportCard
*Sub limits apply, ^per insured Adult, × per policy, # Waiting periods, ~ Limited to 12-month period, + per day, ¹PassportCard Travel Insurance recognised in Mozo Experts Choice Awards 2025 – more information on the awards research methodology at Mozo. The Canstar 2025 Innovation Excellence Award was received in April, 2025 for PassportCard Travel Insurance.
All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule.