

Follow the tides knowing you’re protected
Whether you most want to sail the Whitsundays, the Great Sandy Strait, Port Stephens or Lake Macquarie, sailing can be a high-risk activity and things can go wrong in a split second. Without suitable insurance that will cover you while sailing, you may find yourself left on your own if you were to have an accident or experience a medical emergency while out at sea.
Don’t find yourself in deep water
Whether you’re heading overseas to fish a bucket list location or sticking to waters a little closer to home, it’s important to know what your travel insurance will and will not cover before you set off.
When you choose PassportCard, you’ll be pleased to know that we’ll automatically cover you while fishing provided you’re either fishing on land or staying within two nautical miles of land.
If you plan to head a bit further out to enjoy some deep water fishing, don’t fret—we can still cover you provided you add the optional Water Sports Cover when you purchase your travel insurance policy.
If you’ll be heading out to deeper waters, you may also want to add Search and Rescue Cover to your policy for peace of mind that you’ll have cover for expenses if you were to go missing and rescue or police authorities needed to instigate a search and rescue operation.
Water Sports We Cover
- Breathing observation bubble diving (maximum depth thirty (30) metres)
- Canoeing/Kayaking/Rafting (grades 4–5, if with a professional guide or tour)
- Cascading
- Deep sea fishing (more than two (2) nautical miles off a land mass)
- Dragon boating
- Hydrospeeding
- Jet skiing
- Kitesurfing
- Windsurfing
- Paragliding/Parascending/Parasailing (over water)
- Sailing/Yachting/Motor Cruising (outside territorial limits, on a professional charter)
- Scuba Diving (limited to 30m with a qualified instructor for unqualified divers)
- Scuba diving (limited to qualified divers up to a maximum depth of 50 metres, not diving alone)
- Swimming races, more than ten (10km) and up to a distance of twenty five (25) km
- Wakeboarding
- Water Skiing
Water Sports Cover doesn’t include professional competitions, stunts, or activities where safety rules or equipment aren’t followed. It also excludes yachting outside territorial waters. Cover is not available for medical, hospital, ambulance and dental costs incurred in Australia or in Australian waters.
Fishing travel insurance FAQs
Not automatically. If you’ll be heading more than two nautical miles away from land, you’ll need to add Water Sports Cover to your travel insurance policy at the time of purchase to ensure you’ll still be covered.
It’s important to note that our cover only extends to amateur-level fishing, meaning you won’t be covered if you’ll be fishing professionally or as part of a competition or tournament.
Our comprehensive travel insurance does include cover for the loss, damage or theft of personal effects such as fishing gear, however, there are certain conditions and limitations you need to be aware of. For example, your fishing gear won’t be covered if you leave it unattended on the beach or in a car. Please refer to the relevant PDS for full terms, conditions, limitations and exclusions.
You will be subject to the same conditions and requirements as any other person with a pre-existing medical condition. Please refer to the PDS for more information relating to pre-existing medical conditions or you can call us on 1300 123 413 for information tailored to your personal circumstances.
No. Many Australians don’t realise that they won’t be covered by Medicare in most overseas locations. Purchasing travel insurance with cover for medical emergencies and evacuation is essential to ensure you won’t be left to foot the bill if you become seriously sick or injured while travelling.
Simply call our Global Assistance team on +61 1800 490 478. Our Australian-based Global Assistance team is available 24/7 and can quickly handle most common claims on-the-spot over the phone.