Follow the tides knowing you’re protected

If you love getting out on the water and setting sail, it’s important to understand what your travel insurance will cover you for to make sure you don’t find yourself in troubled waters.

Whether you most want to sail the Whitsundays, the Great Sandy Strait, Port Stephens or Lake Macquarie, sailing can be a high-risk activity and things can go wrong in a split second. Without suitable insurance that will cover you while sailing, you may find yourself left on your own if you were to have an accident or experience a medical emergency while out at sea.

Don’t find yourself in deep water

 

Whether you’re heading overseas to fish a bucket list location or sticking to waters a little closer to home, it’s important to know what your travel insurance will and will not cover before you set off.

 

When you choose PassportCard, you’ll be pleased to know that we’ll automatically cover you while fishing provided you’re either fishing on land or staying within two nautical miles of land.

 

If you plan to head a bit further out to enjoy some deep water fishing, don’t fret—we can still cover you provided you add the optional Water Sports Cover when you purchase your travel insurance policy.

 

If you’ll be heading out to deeper waters, you may also want to add Search and Rescue Cover to your policy for peace of mind that you’ll have cover for expenses if you were to go missing and rescue or police authorities needed to instigate a search and rescue operation.

What’s Included in our Water Sports Cover

16 Water sports covered

From scuba diving (up to 50m for qualified divers), jet skiing, paragliding, parasailing, to deep sea fishing, windsurfing, kitesurfing and more. Full list below. 

Unlimited overseas medical & dental

If you get injured or sick while enjoying these activities overseas, we’ve got you covered with unlimited overseas medical, emergency dental treatment and evacuation.  

Note, there is no medical, dental or evacuation cover with the Domestic Comprehensive product. 

Water Sports Equipment Cover

We’ll also cover loss, theft or damage to your own water sports gear (up to $2,000 per adult on International policies and up to $1,000 per adult on Domestic policies), and even help with the cost to hire replacement equipment if yours is delayed or lost.  

 

 

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Water Sports We Cover 

 

  • Breathing observation bubble diving (maximum depth thirty (30) metres) 
  • Canoeing/Kayaking/Rafting (grades 4–5, if with a professional guide or tour)
  • Cascading
  • Deep sea fishing (more than two (2) nautical miles off a land mass)
  • Dragon boating
  • Hydrospeeding
  • Jet skiing
  • Kitesurfing
  • Windsurfing
  • Paragliding/Parascending/Parasailing (over water)
  • Sailing/Yachting/Motor Cruising (outside territorial limits, on a professional charter)
  • Scuba Diving (limited to 30m with a qualified instructor for unqualified divers)
  • Scuba diving (limited to qualified divers up to a maximum depth of 50 metres, not diving alone)
  • Swimming races, more than ten (10km) and up to a distance of twenty five (25) km
  • Wakeboarding
  • Water Skiing

Water Sports Cover doesn’t include professional competitions, stunts, or activities where safety rules or equipment aren’t followed. It also excludes yachting outside territorial waters. Cover is not available for medical, hospital, ambulance and dental costs incurred in Australia or in Australian waters.  

 

 

What can our international travel insurance cover?

Travel insurance can provide valuable protection in a range of scenarios that can happen while you’re away. Here are just some of the other ways having travel insurance could come in handy:

Instant Payouts

You have the option to use the PassportCard to instantly pay for these common claims so you’re not out of pocket

  • Overseas medical costs^
  • $250 delayed luggage compensation^
  • Replace up to $500 stolen cash^

24/7 Global Assistance

Our Sydney based team is available 24 hours, 7 days a week to provide you assistance, direct you to nearest medical provider, emergency support and approve instant claims

Unlimited Overseas Medical

Unlimited medical cover while overseas if you fall unwell or are injured. You can use the PassportCard to instantly pay for approved claims so you’re not out of pocket^

Travel Disruptions & Cancellations

In case you need to cancel your trip unexpectedly or incur costs if your travel is delayed **

Luggage & Belongings

Up to $25,000 luggage and personal effects cover if lost, stolen or damaged.~

Kids covered for free

We want to keep things as affordable for you as possible by providing most cover for any dependents under your policy for no extra cost. The only time we charge a premium is if they have a pre-existing medical condition.*

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Optional Covers

Add extra coverage for:

  • Cruising
  • Snow Sports
  • Adventure Activities
  • Golf
  • Business Equipment
  • Search & Rescue

Case-by Case Pre-Existing Medical

We automatically cover many pre-existing conditions and for those we don’t, we conduct individual assessments and tailor your coverage for you.

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How does the PassportCard Instant Payouts work?

As long as you’ve packed your PassportCard, you’re ready for when “it” happens. We can provide instant payouts on approved common claims, anytime, anywhere*.
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Medical issue overseas?

Need a doctor? In pain and not sure what to do? Call or Whatsapp our 24/7 support team and we can direct you to the nearest pharmacy, hospital or doctor.

For approved claims we will load the PassportCard with funds to cover your medical costs.

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Luggage delayed?

When your luggage isn’t where you are, it’s hard to begin your holiday. Just call us and we can add up to $250 to the PassportCard to buy emergency essentials.

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Cash stolen or lost?

No cash, no holiday! Call us and we can put up to $500 on the PassportCard for you to withdraw from the ATM.

Fishing travel insurance FAQs

Not automatically. If you’ll be heading more than two nautical miles away from land, you’ll need to add Water Sports Cover to your travel insurance policy at the time of purchase to ensure you’ll still be covered.

It’s important to note that our cover only extends to amateur-level fishing, meaning you won’t be covered if you’ll be fishing professionally or as part of a competition or tournament.

Our comprehensive travel insurance does include cover for the loss, damage or theft of personal effects such as fishing gear, however, there are certain conditions and limitations you need to be aware of. For example, your fishing gear won’t be covered if you leave it unattended on the beach or in a car. Please refer to the relevant PDS for full terms, conditions, limitations and exclusions.

You will be subject to the same conditions and requirements as any other person with a pre-existing medical condition. Please refer to the PDS for more information relating to pre-existing medical conditions or you can call us on 1300 123 413 for information tailored to your personal circumstances.

No. Many Australians don’t realise that they won’t be covered by Medicare in most overseas locations. Purchasing travel insurance with cover for medical emergencies and evacuation is essential to ensure you won’t be left to foot the bill if you become seriously sick or injured while travelling.

Simply call our Global Assistance team on +61 1800 490 478. Our Australian-based Global Assistance team is available 24/7 and can quickly handle most common claims on-the-spot over the phone.

Get covered for your Fishing Trip with Passportcard

Check Travel Alerts – they may affect your policy. For emergencies, call (24/7) +61 1800 490 478 or WhatsApp us