Business Cover

Travel with confidence. Work with peace of mind. Whether you’re heading to a conference or visiting clients abroad, our optional Business Cover has you and your business covered. Add it to your Comprehensive Travel Insurance policy and protect your business essentials from loss, theft, or damage.

What’s Included in our Business Cover

Business Equipment

Up to $4,000 for lost, stolen or damaged business items like tools of trade, demo goods, samples, or electronic media. Up to $2,000 per item.

Business Equipment Hire

Need to replace your gear on the go? We’ll reimburse you up to $1,500 for hiring replacement business equipment if yours is delayed, lost, or stolen for over 24 hours. 

Loss or Theft of Business Money

We cover up to $2,000 per person internationally (or $1,000 domestically) for business money lost or stolen during your trip—including cash and traveller’s cheques.

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Additional Business Cover Benefits

With PassportCard, we go beyond just personal travel. Business Cover is designed for professionals who travel with purpose and value protection for the tools that help them succeed. 

  •  Courier costs covered (up to $250) for replacing business gear
     
  •  Protection for documents, samples, and data storage mediaa
     
  •  Ideal for freelancers, remote workers, or anyone travelling for work
      
  • ️ 24/7 emergency support and fast claims process 

 

Golf Cover

 

This optional add-on provides protection for golf enthusiasts travelling domestically or internationally. It covers up to $10,000 for lost, stolen, or damaged golf equipment, and includes reimbursement for golf equipment hire.  Find out more  

 

Water Sports Travel Insurance

 

Making a splash on your next trip? Our Water Sports Optional Cover is perfect for adventurous travellers who love getting out on the water—whether it’s scuba diving (up to 50m for qualified divers), jet skiing, kitesurfing, white-water rafting (with a guide), or more. Find out more

 

Adventure Activities Cover

 

We provide cover for a wide range of activities including paragliding, trekking up to 6000m, Everest Base Camp and Kokoda Track, rock climbing outdoors (not mountaineering), sky diving, animal conservation and handling, abseiling, hang gliding. Find more

 

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement (PDS) and on other policy documentation, including the schedule.

Business Cover FAQ

Business Cover is an optional add-on that protects your work-related items such as tools, documents, business money, and electronic media if they’re lost, damaged or stolen during your trip. 

Yes, if your business equipment is delayed, lost or stolen for more than 24 hours during your outbound journey, you can claim up to $1,500 to hire temporary replacements.

Yes. If your employer’s cash or traveller’s cheques are lost or stolen while you’re carrying them or they’re stored in a locked safety deposit box, you’re covered up to $2,000 internationally or $1,000 domestically. 

Yes, individual business items are covered up to $2,000 per article and $4,000 total. If items are left unattended in a vehicle, limits reduce to $1,000 per item and $2,000 total. 

This add-on is perfect for self-employed travellers, professionals on work trips, or anyone carrying business gear and money abroad or within Australia.

Simply call our Global Assistance team on +61 1800 490 478 or contact us on WhatsApp. Our Australian-based Global Assistance team is available 24/7 and can quickly handle most common claims on-the-spot over the phone.

Get cover for your next trip with PassportCard

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*Sub limits apply, ^per insured Adult, × per policy, # Waiting periods, ~ Limited to 12-month period, + per day, ¹PassportCard Travel Insurance recognised in Mozo Experts Choice Awards 2025 – more information on the awards research methodology at Mozo. The Canstar 2025 Innovation Excellence Award was received in April, 2025 for PassportCard Travel Insurance.

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule.  

Check Travel Alerts – they may affect your policy. For emergencies, call (24/7) +61 1800 490 478 or WhatsApp us